Overview
Solve.Care is a blockchain-based platform designed to improve healthcare administration, care coordination, and payment processing. Founded by Pradeep Goel, a veteran of the healthcare IT industry, Solve.Care targets the administrative waste in healthcare — estimated at $1 trillion annually in the United States alone — by using blockchain to coordinate benefits, payments, and care delivery across stakeholders (patients, providers, insurers, employers).
The platform operates through "Care Networks" — configurable, role-based blockchain networks that define the relationships, benefits, and payment rules among healthcare participants. Each Care Network encodes benefit eligibility, care protocols, and payment flows, automating administrative tasks that traditionally require manual processing, phone calls, and paper forms.
Solve.Care has achieved more real-world traction than most healthcare blockchain projects, with partnerships including government health programs, insurance providers, and enterprise clients. The project has launched Care Networks for specific use cases (maternal care, chronic disease management) in multiple countries. The SOLVE token facilitates payments within Care Networks.
Technology
Solve.Care's core product is the Care.Platform — a framework for building configurable Care Networks. The technology uses blockchain to record care events, benefit eligibility checks, and payment transactions in an immutable, auditable ledger. The "Care.Wallet" provides a patient-facing interface for managing benefits, accessing care, and tracking health interactions.
The Care.Protocol layer defines the rules engine for each network — encoding who is eligible for what services, which providers are in-network, and how payments flow. This programmable healthcare administration reduces manual claims processing and benefit verification. The "Care.Cards" provide task-specific interfaces within the wallet for actions like scheduling appointments, verifying benefits, or making co-payments.
The technology is practical rather than revolutionary — it applies blockchain's auditability and programmability to healthcare workflows that currently run on fragmented legacy systems. The platform connects to existing healthcare infrastructure (EHR systems, claims processors) rather than replacing it.
Security
Healthcare data security is critical, and Solve.Care's architecture addresses this through encrypted data storage, role-based access controls, and blockchain audit trails. The platform complies with HIPAA requirements for US deployments and equivalent standards in other jurisdictions.
The blockchain layer provides immutable records of care events and payment transactions, creating an audit trail that is more tamper-resistant than traditional healthcare record systems. Patient data itself is not stored on-chain — the blockchain records transaction hashes and access logs while encrypted health data resides in compliant storage.
The centralized platform components (Care.Platform infrastructure) represent traditional security risks — server breaches, insider threats, and API vulnerabilities — that blockchain alone does not eliminate.
Adoption
Solve.Care has achieved more adoption than most healthcare blockchain projects. The platform has been deployed for government health programs (including partnerships in Arizona and other states), insurance benefit administration, and international health initiatives. The partnership with Uber Health for medical transportation coordination demonstrated practical integration with real-world services.
However, adoption remains limited relative to the healthcare industry's scale. The enterprise sales cycle in healthcare is measured in years, and regulatory compliance requirements slow deployment. Solve.Care competes not only against other blockchain healthcare projects but against established healthcare IT companies (Optum, Change Healthcare) that dominate claims processing and benefit administration.
Decentralization
Solve.Care is fundamentally an enterprise platform with blockchain components rather than a decentralized protocol. Care Networks are configured and operated by healthcare organizations (insurers, employers, government agencies), with Solve.Care providing the platform infrastructure. The SOLVE token provides governance rights over the platform's development, but operational control rests with the enterprise clients who deploy Care Networks.
This centralized model is appropriate for healthcare — regulatory requirements and institutional accountability necessitate identifiable operators. However, it means Solve.Care functions more like a blockchain-enhanced SaaS product than a decentralized protocol.
Tokenomics
SOLVE is used as a payment token within Care Networks — facilitating co-payments, provider payments, and benefit disbursements. The token also provides governance and staking utility. The healthcare payment use case provides a clearer token demand driver than many crypto projects, as actual payments flow through Care Networks.
However, the token's price is disconnected from the gradual enterprise adoption, having experienced significant volatility driven by broader crypto market dynamics. Healthcare enterprises prefer stable payment mechanisms, creating tension with a volatile crypto token — Solve.Care has addressed this through fiat on-ramps and stablecoin integrations.
Risk Factors
- Healthcare inertia: Industry adoption timelines are extremely long
- Enterprise dependency: Revenue depends on signing and retaining large healthcare clients
- Regulatory complexity: Healthcare regulation varies by jurisdiction and is strictly enforced
- Competition from incumbents: Optum, Change Healthcare dominate healthcare payment processing
- Centralized platform: Despite blockchain components, the platform is centrally operated
- Token-payment tension: Healthcare requires payment stability; crypto tokens are volatile
- Scale limitations: Current deployments are small relative to healthcare industry size
Conclusion
Solve.Care is one of the more credible healthcare blockchain projects, with real enterprise partnerships, government deployments, and practical care coordination products. The focus on healthcare administration and payment processing targets genuine inefficiencies, and the team's healthcare industry experience provides domain expertise that pure-crypto teams lack. However, healthcare adoption is measured in years, not quarters, and Solve.Care competes against entrenched incumbents with existing integrations across the healthcare system. The score reflects real traction tempered by the enormous challenge of blockchain adoption in healthcare.